Terms and Conditions

These Terms and Conditions govern the use of services provided by Montoro Private Bank and define the rights, obligations, and responsibilities of both the institution and its clients. Acceptance of these terms is required for access to banking services, digital platforms, and associated financial products.

All services are delivered in accordance with applicable laws, regulatory requirements, and established banking standards to ensure transparency, accountability, and operational integrity.

Montoro Private Bank
Via Giuseppe Mengoni, 4, 20121 Milano MI, Italy
Phone: +39 33 9995 7689
Email: contact@+39 33 9995 7689
Working Hours: Monday–Friday, 8:30 AM – 4:30 PM

Scope of Services

Services provided include private banking, wealth management, investment advisory, credit facilities, and digital banking access. Availability of specific services may depend on client eligibility, regulatory requirements, and internal assessment criteria.

Client Responsibilities

Clients are expected to provide accurate and complete information when establishing and maintaining banking relationships. Responsibility extends to safeguarding account credentials, ensuring secure access to digital platforms, and promptly notifying the bank of any unauthorized activity or discrepancies.

Regulatory Compliance

All banking activities are conducted in accordance with applicable financial regulations, including anti-money laundering (AML) and know-your-customer (KYC) requirements. Clients may be required to provide documentation to support compliance obligations.

Use of Digital Services

Access to online banking platforms is granted subject to adherence to security protocols and acceptable use standards. Unauthorized access, misuse of systems, or attempts to compromise platform integrity are strictly prohibited and may result in suspension of access.

Fees and Charges

Applicable fees, commissions, and charges are disclosed in relevant service agreements or product documentation. Clients are responsible for reviewing and understanding all associated costs prior to engaging in financial transactions or services.

Limitation of Liability

Montoro Private Bank exercises due care in the delivery of services; however, liability is limited to the extent permitted by applicable law. The bank is not responsible for losses arising from market fluctuations, external system failures, or circumstances beyond its reasonable control.

Confidentiality

All client information is treated with strict confidentiality and managed in accordance with applicable data protection regulations. Disclosure may occur only where required by law or with client authorization.

Amendments

These Terms and Conditions may be revised periodically to reflect changes in legal, regulatory, or operational requirements. Updated versions will be made available through official communication channels and will take effect upon publication unless otherwise stated.

Governing Law

These Terms and Conditions are governed by the laws of Italy. Any disputes arising in connection with banking services shall be subject to the jurisdiction of the competent courts within Italy.